In RI - Irrevocable burial costs.
- The funds deposited into the agreement are unavailable and cannont be withdrawn by the person or the funeral provider until the time of need. Interest and it is also unavailable.
- The maximum amount of an exclusion for an irrevocable contract is $15,000.
In CT - Irrevocable Trust and Burial Plot Allowances.
1.Irrevocable Trust - This can be pre-funded up to $10,000, according to Public Act 19-57 in 2019. Selections listed under the Irrevocable Trust include: basic service charges, funeral services, preparation of remains, vehicles, etc. (Note that the $10,000 financial cap may not be sufficient to cover all of the costs to provide for the funeral of your choice.)
2.Burial Plot Allowances - Revocable Contract - A Revocable Burial Plot Allowance Contract can be pre-funded in an amount for specific burial and cemetery items and services that meet your needs, without any dollar limitation, according to CT General Statutes 17b-91(b). The kind of burial plot allowance contract can only include the purchase of the following burial items.
- Casket or Urn
- Outer Burial Container or Vault
- Cemetery Expenses (gravesite, opening and closing charges)
- Cemetery Monument, Marker or Mausoleum and Engraving
A Revocable Contract can be cancelled or transferred at any time that the person is on Title 19. But, according to law, if the contract is cancelled, then the funds must be returned to the State of CT.